Quick Agreements

Publisher: Flash Precision Marketing
Last Updated: May 2026
Version: 1.0.0

PLEASE READ THESE TERMS OF SERVICE CAREFULLY BEFORE USING QUICK AGREEMENTS. BY DOWNLOADING, INSTALLING, OR USING THE APP, YOU CONFIRM YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE LEGALLY BOUND BY THESE TERMS.

1. Acceptance of Terms

By downloading, installing, accessing, or using the Quick Agreements application (the "App"), you unconditionally agree to be bound by these Terms of Service ("Terms") and our Privacy Policy. If you do not agree to all of these Terms, you must immediately cease using the App and delete it from your device.

Your continued use of the App after we publish updated Terms in the App constitutes ongoing acceptance of those updated Terms.

2. Description of Service

Quick Agreements is a document-template productivity application published by Flash Precision Marketing. The App lets you:

• Generate, edit, and customize pre-formatted contract templates
• Capture electronic signatures on documents you create
• Organize, tag, search, and export documents as PDFs
• Optionally synchronize your documents to your own personal iCloud account via Apple CloudKit

The App is a self-service productivity tool only. It does not provide legal services, legal advice, attorney representation, document review by counsel, or any form of professional legal work product.

3. Critical Legal Disclaimer — Read Carefully

THIS IS NOT LEGAL ADVICE

All templates, documents, clauses, and content provided by Quick Agreements are for general informational and educational purposes only. They do not constitute legal advice, legal opinions, or legal services of any kind.

THE TEMPLATES PROVIDED:

• a) Are general in nature and are not tailored to your specific circumstances, needs, or jurisdiction
• b) Are not a substitute for consultation with a licensed attorney
• c) Are not guaranteed to be legally valid, enforceable, or appropriate in any jurisdiction
• d) May contain errors, omissions, or outdated information
• e) May not comply with local, state, federal, or international laws applicable to your situation
• f) Should never be relied upon without independent legal review

YOU MUST CONSULT A LICENSED ATTORNEY

We strongly recommend and urge you to consult with a qualified, licensed attorney in your jurisdiction before using, signing, or distributing any document created with this App. Only a licensed attorney can provide legal advice specific to your situation.

YOUR SOLE RESPONSIBILITY

You are solely and entirely responsible for:

• Reviewing all documents thoroughly before any use
• Ensuring documents comply with all applicable laws in your jurisdiction
• Seeking independent legal advice from a licensed attorney
• Verifying the accuracy, completeness, and appropriateness of all content
• All consequences arising from your use of any documents
• Any losses, damages, or liabilities resulting from documents you create

4. No Attorney–Client Relationship

Use of this App does not create an attorney–client relationship between you and Quick Agreements, Flash Precision Marketing, our employees, contractors, owners, affiliates, or any associated parties. We are not a law firm and do not employ or retain attorneys to provide legal services through this App. No communication you send through the App is privileged or confidential as between you and an attorney.

5. User Responsibilities and Prohibited Uses

By using the App, you represent, warrant, and agree to:

• a) Use the App only for lawful purposes
• b) Provide accurate and truthful information in all documents
• c) Not use the App to create fraudulent, misleading, or deceptive documents
• d) Not use the App for any illegal, unauthorized, or harmful purpose
• e) Not rely on templates as legal advice or as a substitute for attorney consultation
• f) Review all documents with appropriate professional advisors before use
• g) Accept full responsibility for all documents you create, modify, sign, or distribute
• h) Not hold Quick Agreements or Flash Precision Marketing liable for any consequences of your document use
• i) Not use the App if you are under the age of 18 or the legal age of majority in your jurisdiction
• j) Obtain consent from any third party before entering that party's name, contact information, or other personal data into a document
• k) Comply with all applicable Apple App Store and StoreKit policies that apply to in-app purchases you make

6. Intellectual Property

• a) The App, including all code, features, functionality, designs, templates, brand marks, and documentation, is the exclusive property of Flash Precision Marketing and its licensors, protected by copyright, trademark, patent, trade secret, and other intellectual property laws.
• b) Documents and content you create using the App belong to you. We do not claim ownership of your content. Because all storage is on-device or in your own private iCloud database, we do not access or process the substantive content of your documents in normal operation.
• c) You may not copy, modify, distribute, sell, reverse-engineer, or create derivative works of the App or its components without our express written permission.

7. Electronic Signatures Disclaimer

• a) Electronic signature features are provided as a convenience only. Quick Agreements makes no representations or warranties regarding the legal validity, enforceability, or acceptance of electronic signatures in any jurisdiction.
• b) Laws regarding electronic signatures vary significantly by jurisdiction (including the U.S. ESIGN Act, UETA, and equivalent foreign laws). You are solely responsible for determining whether electronic signatures are legally valid and appropriate for your specific use case.
• c) Quick Agreements does not guarantee that electronic signatures created through the App will be legally binding or enforceable in any court or jurisdiction.
• d) The App generates an in-app SHA-256 fingerprint over signature data and signer details. This fingerprint is a technical integrity check, not a public-key (PKI) signature, not a notarization, and not a regulated trust service. Do not represent it as such to third parties.
• e) For legally binding agreements, consult with a licensed attorney in your jurisdiction and consider a regulated e-signature service that provides identity verification and full audit trails (e.g., DocuSign, Adobe Sign).

8. Subscriptions and In-App Purchases

• a) The App offers an optional "Quick Agreements Pro" tier, available as a monthly subscription, an annual subscription, or a one-time lifetime purchase. All purchases are processed exclusively through Apple's App Store and StoreKit; we do not bill you directly.
• b) Subscription prices, periods, and any introductory offers are presented in the App at the point of purchase as fetched live from the App Store and are subject to Apple's terms.
• c) Subscriptions automatically renew at the listed price each period until you cancel at least 24 hours before the end of the current period. Manage or cancel your subscription at any time in your Apple ID account settings. Deleting the App alone does not cancel a subscription.
• d) The lifetime tier is a one-time non-consumable purchase. It unlocks the Pro feature set on Apple IDs that own the purchase, subject to Apple's family-sharing settings.
• e) Refunds for App Store purchases are handled by Apple under Apple's refund policy. To request a refund, contact Apple support directly; we cannot process refunds for App Store transactions.
• f) Use the "Restore Purchases" button in the App if you reinstall the App or sign in on a new device — your prior purchase is bound to your Apple ID, not the App.
• g) Loss of Pro entitlement (e.g., a subscription lapses or is refunded) will downgrade affected features. Documents you previously created remain yours and remain accessible.

9. Disclaimer of Warranties

To the maximum extent permitted by applicable law:

• a) The App and all content, templates, features, and services are provided "AS IS" and "AS AVAILABLE" without any warranties of any kind, whether express, implied, statutory, or otherwise.
• b) We expressly disclaim all warranties, including but not limited to:
  • Implied warranties of merchantability
  • Fitness for a particular purpose
  • Non-infringement
  • Accuracy or completeness of content
  • Legal validity or enforceability of templates
  • Uninterrupted or error-free operation
  • Freedom from viruses or harmful components
• c) We do not warrant that:
  • The App will meet your requirements
  • Templates will be suitable for your purposes
  • Documents will be legally valid in your jurisdiction
  • The App will be error-free or uninterrupted
  • Any defects will be corrected

10. Limitation of Liability

To the maximum extent permitted by applicable law:

• a) In no event shall Flash Precision Marketing, Quick Agreements, its developers, owners, officers, directors, employees, agents, affiliates, licensors, or service providers be liable for any:
  • Direct, indirect, incidental, special, consequential, exemplary, or punitive damages
  • Loss of profits, revenue, data, use, goodwill, or other intangible losses
  • Legal fees, court costs, or litigation expenses
  • Damages arising from documents created, signed, or distributed
  • Damages arising from reliance on templates or content
  • Damages arising from electronic signature use
  • Damages arising from third-party claims related to your documents
  • Damages arising from unauthorized access to your data
• b) This limitation applies regardless of:
  • The theory of liability (contract, tort, negligence, strict liability, or otherwise)
  • Whether we were advised of the possibility of such damages
  • Whether the remedy fails of its essential purpose
• c) Our total aggregate liability shall not exceed the greater of:
  • The amount you paid for the App in the twelve (12) months preceding the claim, or
  • One hundred US dollars ($100.00)
• d) Some jurisdictions do not allow limitation of implied warranties or exclusion of certain damages. In such jurisdictions, our liability shall be limited to the maximum extent permitted by law.

11. Indemnification

You agree to fully indemnify, defend, and hold harmless Flash Precision Marketing, Quick Agreements, our developers, owners, officers, directors, employees, agents, affiliates, licensors, and service providers from and against any and all claims, demands, actions, damages, losses, costs, liabilities, and expenses (including reasonable attorneys' fees and court costs) arising from or related to:

• a) Your use or misuse of the App
• b) Any documents you create, modify, sign, distribute, or rely upon
• c) Your violation of these Terms
• d) Your violation of any law, regulation, or third-party rights
• e) Any third-party claims related to your documents
• f) Your failure to obtain appropriate legal advice
• g) Your reliance on templates without professional review
• h) Any disputes arising from agreements you enter into using the App

This indemnification obligation shall survive termination of these Terms and your use of the App.

12. Assumption of Risk

By using this App, you expressly acknowledge and assume all risks associated with:

• Creating legal documents without attorney review
• Using templates that may not be appropriate for your situation
• Electronic signatures that may not be legally valid
• Documents that may not comply with applicable laws
• Any financial, legal, or other consequences of document use

13. Modifications to Terms

We reserve the right to modify these Terms at any time in our sole discretion. Material changes will be communicated through the App. Your continued use after modifications constitutes acceptance of the updated Terms. If you do not agree to modified Terms, you must stop using the App.

14. Termination

• a) We may terminate or suspend your access immediately, without prior notice, for any reason, including violation of these Terms.
• b) You may terminate by deleting the App. Upon termination, all rights granted to you cease immediately.
• c) Sections relating to disclaimers, limitations of liability, and indemnification shall survive termination.

15. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to conflict of laws principles. Subject to the arbitration provisions in Section 16, you consent to exclusive jurisdiction and venue in the state and federal courts located in Delaware for any judicial action permitted under these Terms (including injunctive relief and small-claims actions).

16. Dispute Resolution and Arbitration

• a) Any dispute arising from these Terms or your use of the App shall be resolved through binding arbitration administered by the American Arbitration Association under its Consumer Arbitration Rules.
• b) You waive your right to participate in class actions or class-wide arbitration.
• c) The arbitrator's decision shall be final and binding. Judgment may be entered in any court of competent jurisdiction.
• d) Small-claims court actions may be brought in your county of residence or Delaware.

17. Severability

If any provision is found unenforceable, the remaining provisions shall continue in full force. The unenforceable provision shall be modified to the minimum extent necessary to make it enforceable.

18. Entire Agreement

These Terms, together with our Privacy Policy and any in-App purchase disclosures, constitute the entire agreement between you and Flash Precision Marketing regarding Quick Agreements. No waiver of any term shall be deemed a continuing waiver.

19. Contact Information

For questions about these Terms, the App, or to report a problem:

Flash Precision Marketing
Email: matt@flashprecisionmarketing.com

We respond to substantive legal correspondence in the order received and reserve the right to verify the identity of the requester.

By using Quick Agreements, you confirm that you have read, understood, and agree to be legally bound by these Terms of Service in their entirety.

Publisher: Flash Precision Marketing
Last Updated: May 2026
Version: 1.0.0

PLEASE READ THIS PRIVACY POLICY CAREFULLY. BY USING QUICK AGREEMENTS, YOU CONFIRM YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THIS PRIVACY POLICY.

This Privacy Policy describes how Flash Precision Marketing ("we", "us", "our") handles information in connection with the Quick Agreements iOS application (the "App"). Quick Agreements is designed to keep your contract data on your device and, optionally, in your personal iCloud account. We deliberately collect as little as possible.

Plain-English Summary

• Your contracts stay on your iPhone or iPad. If you turn on iCloud, they sync to your private iCloud database that only you can read.
• We do not run any analytics SDK, advertising SDK, or third-party tracker in the App. There is no Firebase, no Google Analytics, no Facebook SDK, no AppsFlyer, no Mixpanel, no Sentry.
• We do not see the substantive content of your contracts. We have no servers that store, view, or process them.
• PII you save in saved templates, custom form blocks, or company branding is encrypted on-device using AES-GCM with a key stored in your iOS Keychain.
• Optional purchases are processed by Apple. We never see your payment details.
• You can delete every byte of your data at any time using "Delete All My Data" in Settings.

1. Information We Handle

a) Information You Enter Into Documents (stays on your device / your iCloud)

• Names, email addresses, phone numbers, mailing addresses, and other personal data of any parties you add to a contract
• Free-text contract content, fields, and form values
• Hand-drawn or typed electronic signatures
• Company information you save under Settings (company name, email, branding logo)

Where this is stored:

• In a local SwiftData database on your device, protected by iOS file protection
• If you are signed in to iCloud, in your own private CloudKit database — Apple stores it; we have no access
• Encrypted on-device storage layer for the most sensitive items (saved templates, custom form-block caches, company branding) using AES-GCM with a 256-bit key generated on first launch and stored in your iOS Keychain (accessibility: kSecAttrAccessibleAfterFirstUnlockThisDeviceOnly)

We do not transmit any of this content to our servers because we do not operate any servers that receive it.

b) Local-Only Operational Information

• Acceptance state for these Terms and Privacy Policy (a UserDefaults flag, no PII)
• Display preferences (theme selection)
• Your Pro entitlement status (delivered by Apple's StoreKit, not by us)

c) Information Apple Handles On Our Behalf

• In-app purchase receipts and entitlement status (Apple StoreKit / App Store)
• iCloud account availability check (CloudKit reports only whether iCloud is reachable, not your Apple ID)
• Crash reports you choose to share with Apple via iOS Settings → Privacy & Security → Analytics & Improvements (only if you opted in at the iOS level)

d) Information We Do NOT Collect

• We do not collect your IP address (no third-party SDKs run)
• We do not track precise or coarse location
• We do not collect advertising identifiers, IDFA, or tracking identifiers
• We do not collect contact lists (the Contact Picker only returns the single contact you pick, locally, into the form)
• We do not have analytics tracking what you view in the App
• We do not sell, rent, share, or trade any user data, period

2. How We Use Your Information

Because the substantive data described in Section 1(a) lives on your device and, optionally, in your private iCloud database, we do not use, view, or process it. Local-only flags (Section 1(b)) are used to:

• Display the App in your preferred theme
• Avoid re-presenting the legal-acceptance screen each launch
• Unlock Pro features when StoreKit confirms a valid purchase

3. Data Storage and Security

• a) On-Device Storage. Documents and templates are stored in SwiftData on your device. The PDF files exported to your Files app are written with iOS File Protection set to "complete unless open." We rely on Apple's device-level encryption (enabled when you set a passcode).
• b) iCloud Sync (optional). When iCloud is available on your device, SwiftData synchronizes your documents into your own private CloudKit database. This is end-to-end between your devices through Apple's infrastructure; Flash Precision Marketing has no read access. Apple's iCloud Privacy Policy governs Apple's handling.
• c) On-Device Encryption Layer. Saved templates, per-document form-block caches, and company branding data are additionally encrypted at rest using AES-GCM (Apple CryptoKit) with a 256-bit symmetric key generated on first launch and stored in the iOS Keychain with the kSecAttrAccessibleAfterFirstUnlockThisDeviceOnly attribute. The key never leaves the device.
• d) Share Tokens. When you generate a share token for a document, that token is created using Apple's cryptographically-secure random number generator (SecRandomCopyBytes) at 192 bits of entropy and is stored only with the document.
• e) Honest Limits. While we have designed for minimal exposure, no method of digital storage is 100% secure. Loss of your device, your iCloud credentials, or your Apple ID can result in loss of access to your documents.

4. Data Sharing and Disclosure

Because we do not collect or store the substantive content of your documents, there is little for us to share. We do not sell personal information. The narrow exceptions in which we could disclose information that comes into our possession (for example, content of an email you send us at the contact address below) are:

• With your explicit consent
• To comply with legal process, subpoenas, court orders, or government requests when legally required, in which case we will notify you unless prohibited
• To enforce our Terms of Service or protect our rights, property, or safety, or that of our users or the public
• In connection with a merger, acquisition, or sale of business assets — successors are bound by this Policy

5. Third-Party Services

The App relies on the following Apple-operated services, governed by Apple's privacy policies, not ours:

• Apple iCloud / CloudKit — synchronization of your private database (if you have iCloud enabled)
• Apple StoreKit / App Store — in-app purchases and subscription management
• iOS Keychain Services — secure storage of the on-device encryption key

The App may surface, at your election, the iOS share sheet (Mail, Messages, AirDrop, AirPrint, third-party apps like DocuSign that you have installed). When you use the share sheet, the third-party app you select receives the data you choose to share, and that app's privacy policy then governs.

Quick Agreements does not bundle any third-party analytics, advertising, attribution, crash-reporting, or telemetry SDK. We have made this a deliberate design choice.

6. Your Responsibilities

You agree that:

• The accuracy and legality of information you enter is your responsibility
• You will obtain consent from any third party before entering their personal information into a contract
• You will safeguard the access credentials and device(s) on which the App is installed
• You will not use the App to violate any other party's privacy rights

7. Data Retention and Deletion

Because we do not hold your document data on our servers, we have nothing to retain. Your data lives in:

• Your device — until you delete it or uninstall the App
• Your iCloud private database — until you delete it from any device or from iCloud.com
• iOS Keychain — the encryption key remains until you uninstall the App or invoke "Delete All My Data"

You may delete every byte of your Quick Agreements data at any time using "Delete All My Data" in Settings. This removes:

• All ContractDocument records from SwiftData (which propagates to iCloud if sync is on)
• All CustomTemplate records
• The AppSettings record (company name, default signer, etc.)
• Sensitive UserDefaults entries (saved templates, per-document form-block caches, company branding)
• Your legal-acceptance flags (so the legal screen is re-presented next launch)

Uninstalling the App also removes the local SwiftData store and the Keychain encryption key, after which any synced copy in your iCloud private database becomes permanently unreadable by anyone, including you.

If you correspond with us by email, we retain that correspondence only as long as needed to resolve your request, after which we delete it.

8. Children's Privacy

The App is intended for adults capable of forming a binding contract under the law of their jurisdiction (generally 18+). The App is not directed at children under 13, and we do not knowingly process information from children under 13. If you believe a child has provided information through the App, contact us and we will work with you to delete it.

9. Your Privacy Rights (GDPR / UK GDPR / CCPA / CPRA and others)

Depending on where you live, you may have legal rights including:

• Right to know / access what personal information we process about you
• Right to correct inaccurate data
• Right to delete your data
• Right to portability (export your data)
• Right to object to or restrict processing
• Right to withdraw consent
• Right to non-discrimination for exercising these rights

Because we hold almost no data about you on our side, most of these rights are fulfilled by the in-app "Delete All My Data" command in Settings and by Apple's iCloud account management. To exercise additional rights, or to make a request that requires us to act:

• Email: matt@flashprecisionmarketing.com
• Subject line: Data Rights Request

We will acknowledge requests within 30 days and may require verification of your identity before fulfilling requests that involve transferring information to you.

10. California Privacy Rights (CCPA / CPRA)

California residents have the additional rights described above. We do not sell or share personal information as those terms are defined under California law (Cal. Civ. Code § 1798.140), and we do not use personal information for targeted advertising or to train AI systems. The categories of personal information we are aware of processing on your behalf — all of which is stored on your own device or in your own iCloud — are:

• Identifiers (name, email, phone)
• Internet/network activity (none, because we run no SDKs)
• Commercial information (Apple purchase status)
• Content of your communications with us (only if you email us)

11. International Data Transfers

The App is operated from the United States. If you access the App from outside the United States, your local-device data does not cross borders by virtue of using the App. Apple iCloud may store your private database in data centers in various countries depending on your iCloud region; that transfer is governed by Apple's privacy policy. Any correspondence you send us by email will be processed in the United States.

12. Changes to This Policy

We reserve the right to modify this Privacy Policy at any time. Material changes will be communicated through the App and the version string will be bumped. Your continued use of the App after changes constitutes acceptance of the updated policy. If you disagree with changes, you must stop using the App.

13. Limitation of Liability for Data Breaches

TO THE MAXIMUM EXTENT PERMITTED BY LAW, FLASH PRECISION MARKETING AND QUICK AGREEMENTS SHALL NOT BE LIABLE FOR:

• Any unauthorized access to or use of your data
• Any data breaches, whether caused by us or third parties
• Any loss, corruption, or destruction of your data
• Any damages resulting from security vulnerabilities
• Any consequences of third-party service failures

Our total liability for any data-related claims shall not exceed one hundred US dollars ($100.00).

14. Indemnification

You agree to indemnify and hold harmless Flash Precision Marketing, Quick Agreements, our developers, officers, employees, and affiliates from any claims, damages, or expenses arising from:

• Your violation of this Privacy Policy
• Your violation of any third party's privacy rights
• Your inclusion of third-party information in documents without proper consent
• Any misuse of the App related to privacy or data protection

15. Dispute Resolution

Any disputes arising under this Privacy Policy shall be resolved through binding arbitration in accordance with the arbitration provisions in our Terms of Service. You waive the right to participate in class actions regarding privacy matters.

16. No Guarantee of Privacy

While we take privacy seriously, we cannot and do not guarantee complete privacy of your information. You use the App with the understanding that absolute privacy cannot be guaranteed in any digital environment.

17. Contact Information

For privacy questions, concerns, or to exercise your rights:

Flash Precision Marketing
Email: matt@flashprecisionmarketing.com
Subject line for data-rights requests: Data Rights Request

By using Quick Agreements, you confirm that you have read, understood, and agree to this Privacy Policy in its entirety.